Corporate Cards
Corporate cards built for Indian businesses
Issue physical and virtual cards with real-time controls. No personal guarantee. Coming Q2 2026.
Preview only — not real cards
Everything you need. Nothing you don't.
Vendor-specific limits
Lock each card to specific vendors. Marketing cards work at ad platforms, travel cards at airlines only.
Category-based controls
Set spending categories per card. Auto-block out-of-policy transactions before they happen.
Real-time notifications
Get instant Slack and SMS alerts for every transaction. Spot anomalies before month-end.
Auto-categorization
Every transaction is automatically categorized using AI. No manual data entry for finance.
Department-level cards
Issue cards per department with separate budgets, managers, and reporting.
No personal credit check
Cards are issued against your company balance. No director guarantees or personal credit impact.
How it works
Issue a card
Create a virtual card in 30 seconds. Set the department, limit, and allowed categories.
Employee uses it
Tap to pay or copy card details for online purchases. Every transaction is tracked in real-time.
Finance reviews
Transactions auto-categorize and sync to your books. No expense reports needed.
How APOTSA Cards compare
| Feature | Manual cards | Personal + reimburse | APOTSA Cards |
|---|---|---|---|
| Speed | 3–5 days | Instant | Instant |
| Controls | None | None | Full vendor/category controls |
| Visibility | Statement only | None | Real-time |
| Personal liability | Company | Employee | None |
| Cashback | Varies | Employee's | Company reward points |
| Approvals | Manual | Post-purchase | Pre-approved policy |
Frequently asked questions
When will corporate cards be available?
We're targeting Q2 2026 for beta access. Join the waitlist to be first in line.
Will cards work internationally?
The initial launch will support domestic (India) transactions. International support is planned for Q3 2026.
Are these physical or virtual cards?
Both. You'll be able to issue virtual cards instantly and request physical cards that arrive within 5 business days.
What network will the cards be on?
We're partnering with Visa. Cards will work at any Visa-accepting merchant in India.
How are card limits set?
You set monthly limits per card at the department or individual level. Limits can be adjusted in real-time.
Join the waitlist
Be the first to access APOTSA Corporate Cards when we launch in Q2 2026.